Applying for an FHA loan in Texas is not a difficult process, but it does require some preparation and research. (!) First off, you'll need to make sure that you meet all of the eligibility requirements set forth by the Federal Housing Administration. This includes having a steady source of income and a good credit score. Once you've verified that you qualify for an FHA loan, there are several steps to take before submitting your application.

Next, you'll want to select (a) lender. Many financial institutions offer FHA loans and it's important to shop around and compare rates and terms before making a decision. Additionally, make sure to read any fine print carefully in order to avoid hidden fees or expensive closing costs.

After selecting a lender, collect all of the necessary documentation that will be required when applying for your loan such as pay stubs and bank statements. It's also recommended that you obtain pre-approval before submitting your official application in order to reduce the amount of time it takes for processing.

Finally, submit your completed application with all supporting documents attached alongside any applicable fees associated with obtaining an FHA loan in Texas. You may have to wait several weeks for final approval so patience is key! If approved then congratulations - you're on your way towards becoming a homeowner!

In summary, applying for an FHA loan in Texas doesn't have to be complicated if you know what steps are involved beforehand. With proper planning and research, getting approved can be relatively hassle-free! Good luck!